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As ever, this publication does not necessarily endorse all views of guest writers and welcomes lively debate. The question behind this book, behind questions about investment and the purpose of money, is a much bigger question: what is the future of humanity, and how much of a difference can we make to the answer?

The premise is that money follows the path of our intention and intention is a choice. What future will humanity choose? Can we save money from its current guilty status and instead put it in a virtuous role of funding the needs of our time? Right now, it is assumed that in the next 10 years million current global jobs will be wiped out by Artificial Intelligence AI.

That means that much of the work humans are doing today is mindless, repetitive and easy to code.

The positive side of this is that humans will have to learn to excel in ways that are distinctly human. To develop character, to show their unique combination of individual strengths that no robot can replicate in more than a shallow way: this will become essential for job security. So, this book is also an attempt at giving credence to the possibility that money will follow this trend to a new world of positive psychology, character building and the need for and recognition of virtues.

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This will be driven in part by economics, rather than by intellectual elitism. Special talents will be essential to adding value. For example, as most data crunching will be automated, important distinctions will depend on a finer, intuitive sense that cannot be programmed but can be learned. As financial advice becomes increasingly programmed and legal docs are increasingly exposed as pure boiler plate copies, even these high paying jobs will have to develop character strengths and even, dare I say it, wisdom, in order to maintain their relevance.

This is again an existential character-building exercise, because it may involve saying no to things we tend to like, that, for example, require more power. Investor character will play a big role in this story. Imagine the character it will take to stop mining bitcoins with warehouses full of computers crunching numbers, because they are currently using more power than many countries just to make the owners rich!

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It will no longer become acceptable to do whatever it takes to make money. Because our future is at stake and there are too many important profitable things to do! Contemplating money One of the characteristics of money is that it is virtual and almost unfathomable. For the wealthiest and the poorest there is never enough. For the wise, money becomes a tool, an expression of intention.

For the fool, it becomes the only goal, a never satisfying end in itself that takes over our psyches. We have spent unfathomable trillions on war already in this Millenium while the Forbes list of Millennial billionaires continues to grow. Such large money numbers are imponderable at first. They need a context of comparable and ponderable scale. Where did the money come from, where did it go and why? Human beings are much more individualized than trees, which makes the generalizations of economists, historians and market pundits touting these big numbers seem abstract and distant.

Nevertheless, the way we relate to money is a big part of our individual story. Money is an expression of who we are.